Terms of Service
Last Updated: January 19, 2025
1. Acceptance of Terms
Welcome to Viniyog. By accessing or using our website, mobile application, and services (collectively, the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.
2. Description of Service
Viniyog provides market intelligence, investment insights, and financial data analytics for educational and informational purposes. Our Service includes:
- Real-time market data and analytics
- AI-powered investment insights and recommendations
- Portfolio tracking and analysis tools
- Economic indicators and market trends
- Options flow and gamma intelligence
3. User Accounts
3.1 Account Registration
To access certain features of the Service, you must create an account. You agree to:
- Provide accurate, current, and complete information
- Maintain the security of your account credentials
- Notify us immediately of any unauthorized access
- Be responsible for all activities under your account
3.2 Account Eligibility
You must be at least 18 years old to use our Service. By creating an account, you represent that you meet this age requirement and have the legal capacity to enter into these Terms.
4. Subscription and Payment
4.1 Free Trial
We may offer a free trial period for new users. The free trial allows you to explore premium features before committing to a paid subscription.
4.2 Paid Subscriptions
Access to premium features requires a paid subscription. By subscribing, you agree to:
- Pay all applicable fees as described at the time of purchase
- Automatic renewal unless canceled before the renewal date
- Pricing and features are subject to change with notice
- All payments are non-refundable except as required by law
4.3 Cancellation
You may cancel your subscription at any time through your account settings. Cancellation will take effect at the end of your current billing period.
5. Acceptable Use Policy
You agree not to:
- Use the Service for any illegal or unauthorized purpose
- Violate any laws, regulations, or third-party rights
- Interfere with or disrupt the Service or servers
- Attempt to gain unauthorized access to any portion of the Service
- Use automated systems (bots, scrapers) without permission
- Reproduce, distribute, or create derivative works from our content
- Share your account credentials with others
- Reverse engineer or decompile any aspect of the Service
6. Investment Disclaimer
IMPORTANT: NOT INVESTMENT ADVICE
The information provided through Viniyog is for educational and informational purposes only and does not constitute investment advice, financial advice, trading advice, or any other type of advice. You should not treat any of the Service's content as such.
Viniyog is not a registered investment advisor, broker-dealer, or financial advisor. We do not recommend the purchase or sale of any security or investment.
All investment decisions should be made based on your own evaluation and research, and you should consult with qualified financial professionals before making any investment decisions.
7. Risk Disclosure
Trading and investing in securities involves substantial risk of loss and is not suitable for every investor. You acknowledge that:
- Past performance does not guarantee future results
- You may lose some or all of your investment
- Market conditions can be volatile and unpredictable
- Options trading involves significant risk and may not be suitable for all investors
- You are solely responsible for your investment decisions
8. Intellectual Property Rights
8.1 Our Content
All content, features, and functionality of the Service, including but not limited to text, graphics, logos, icons, images, audio clips, data compilations, software, and AI models, are owned by Viniyog or its licensors and are protected by intellectual property laws.
8.2 Limited License
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for personal, non-commercial purposes in accordance with these Terms.
8.3 User Content
You retain ownership of any content you submit to the Service. By submitting content, you grant us a worldwide, royalty-free license to use, reproduce, and display your content in connection with operating the Service.
9. Data Accuracy and Availability
While we strive to provide accurate and timely information:
- Market data may be delayed or contain inaccuracies
- We do not guarantee the accuracy or completeness of any data
- The Service may be unavailable due to maintenance or technical issues
- Third-party data providers may have their own terms and limitations
10. Disclaimer of Warranties
The Service is provided "as is" and "as available" without warranties of any kind, either express or implied.
We disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, and any warranties arising from course of dealing or usage of trade.
11. Limitation of Liability
To the maximum extent permitted by law, Viniyog shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.
Our total liability to you for all claims arising from your use of the Service shall not exceed the amount you paid us in the 12 months preceding the claim, or $100, whichever is greater.
12. Indemnification
You agree to indemnify, defend, and hold harmless Viniyog and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses arising from your use of the Service, violation of these Terms, or infringement of any third-party rights.
13. Third-Party Services and Links
Our Service may contain links to third-party websites or integrate with third-party services. We are not responsible for:
- The content, accuracy, or availability of third-party services
- Third-party privacy practices or terms of service
- Any damages or losses caused by third-party services
14. Termination
14.1 By You
You may terminate your account at any time by contacting us or using the account deletion feature.
14.2 By Us
We may suspend or terminate your access to the Service at any time, with or without notice, for any reason, including violation of these Terms.
14.3 Effect of Termination
Upon termination, your right to use the Service will immediately cease. Provisions that by their nature should survive termination will survive, including intellectual property rights, disclaimers, and limitations of liability.
15. Governing Law and Dispute Resolution
15.1 Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.
15.2 Arbitration
Any disputes arising from these Terms or your use of the Service shall be resolved through binding arbitration, except that either party may seek injunctive relief in court for intellectual property infringement or violation of confidentiality obligations.
16. Changes to Terms
We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on this page and updating the "Last Updated" date. Your continued use of the Service after changes become effective constitutes acceptance of the modified Terms.
17. Miscellaneous
17.1 Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Viniyog regarding the Service.
17.2 Severability
If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.
17.3 Waiver
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
17.4 Assignment
You may not assign or transfer these Terms without our prior written consent. We may assign these Terms without restriction.
18. Contact Information
If you have questions about these Terms, please contact us:
By using Viniyog, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.